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Our aged care financial planning includes:
How it Works:
Discovery Call
In our free discovery call, we identify what you need, where you are in your life journey, and if we can assist.
Statement of Advice
We recommend personalised strategies and deliver this as a formal Statement of Advice during our advice delivery meeting.
Assessment Meeting
Our Aged Care Assessment meeting is a deep dive into your situation, where we discover how you will be assessed, the fees you will pay, the impacts on your cashflow and how you might benefit from personal advice.
Follow Up + Ongoing Support
We follow up to ensure everything goes smoothly and iron out any issues you may have. Ongoing support is also available via a customised service package.
Ease into Aged Care
Simplify the complex
Aged Care is a complex area to navigate - especially if you don't have experience with it. As Aged Care accredited financial advisors, we help you understand the system; from the assessments, fees you pay and timelines for entering care.
In our Aged Care Assessment meeting we’ll provide you with a clear breakdown of how you're assessed financially when moving into care, explain how the fees are calculated, and offer advice on how to optimise your situation. We also provide assistance with accessing and optimising government subsidies and ensure you're filling out the correct forms, in the correct manner.
Stress free results
If you agree to go ahead with financial advice, we will then provide comprehensive personal advice to you to improve your situation and achieve the outcomes that are important to you. We then assist in implementing our recommendations, removing a lot of the burden from you. With our team at your disposal, you are free to focus on the things that matter to you.
We care about what is important to you!
There are several moving pieces when it comes to Aged Care and there is no "One-Size-Fits-All" approach to advice. We take time to understand you and your family, to ensure we know what is most important to you and deliver the best outcomes within those parameters.
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Here we've compiled a list of Top Considerations, or areas that our advice impacts - with each having a different importance to each of our clients:
1. Aged Care Fees
2. Income
3. Access to Capital
4. Estate Assets
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While some clients may not care for Estate Planning or accessing lump sums of cash, simply want the best cashflow outcome, others may want the flexibility of being able to utilise lump sums at any time and perhaps provide a substantial sum to their Estate. This guides us in our advice processes.
Estate planning for your family
It is vital to understand the impacts of Aged Care costs on your cashflow and capital position, but also the impact this may have on your Estate. Whether you have a spouse, no spouse, children or no children, understanding how your Estate will be distributed and the impact this may have upon your loved ones is extremely important.
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We help guide you to understand these impacts and can make recommendations on how best to structure your assets to suit your Estate Planning needs. We also can connect you with a network of experts such as Solicitors and Accountants to ensure your Estate Planning provisions are adequately arranged before you enter care.